Grace is stopped at a tense debt-collection confrontation where creditors surround Raymond and his wife, demanding immediate repayment. His wife pleads he's sold everything and begs for time, but collectors call it an act. The leader demands he sign share-transfer papers or be detained. The wife warns that handing over Aureon's life-saving drug patents would let them raise prices and cost lives. Raymond refuses, saying he'd rather die than give in. As creditors move in to teach them a lesson, members of Dalewood step between the groups, triggering a standoff and leaving payment, patents, and their fate unresolved.