Mr. Cross vows to give Mrs. Cross a good life and pins their hopes on one big win to fix their finances. After scraping cash he's still a few thousand short; an acquaintance covers some money and offers lending connections, so he plans to borrow more. Mrs. Cross returns and warns, "Just stop gambling, okay?" He insists the funds were given because he promised results. Then someone orders a change to his dad's medicine. James checks a pulse and calls it blocked meridians, not serious. Mr. Cross leaves to find a lender, facing his father's urgent care and the bet.