Stacie confronts Brian during his mother's medical crisis and presents an IOU to force legal acknowledgment of the million she repeatedly gave him. Brian tries to dismiss the gesture as voluntary and legally weak, but Stacie demands a fingerprint seal and logs a $1.1 million claim. Onlookers scoff that a signed note won't win his heart. She recalls tearing a past IOU publicly and alienating friends—especially Joseph, who left after she lashed out. The episode ends with Stacie frantically searching for Joseph, fearing she may already be too late.