Episode opens with a mother pressing a wrapped envelope—one million—into her son and urging him to use it, while the family reveals selling everything raised six million and they're still five million short. They hope Lewis can help. Later Lewis hosts Mr. Smith from Horizon Group; after awkward greetings Smith bluntly asks to borrow money. The meeting sharply escalates when Smith makes help conditional and orders Lewis to get on his knees. The episode closes with Lewis frozen at that demand, forced to decide between his pride and his family's desperate need.