Xander faces confrontation when someone from his past demands an apology to avoid divorce, but he harshly rejects it, recalling how his previous life led him to lose his parents’ house due to their family’s exploitation. Determined not to be taken advantage of again, Xander contemplates his next move. He reviews potential investment opportunities like the lottery, stocks, oil, and real estate, hoping to capitalize on his memories of the past. However, lacking capital, he struggles until he decides to apply for a mortgage loan on his new house, which is estimated to secure a fifty-thousand-dollar loan, setting the stage for his financial comeback.