Monica shocks her household by announcing she wants to cut ties, prompting outrage from her father, Mr. Woodard, and criticism from Alyvia. Mr. Woodard threatens retaliation and orders Davin to itemize all expenses Monica must repay. Monica is sheltered by Zoe, who offers food and a room. She attempts to sell her possessions; neighbor Mr. Myers grudgingly pays $80. After he pays, Monica refuses to sell for anything under $100,000. The episode ends with the family facing an unexpected standoff: enforce repayment or back down in the face of her demand.