At a birthday celebration a man discovers his card is declined even after his grandmother wired millions. He learns the card was flagged. A caller warns, "Cross me again, and you're finished," and callback fails. At home family search for Molly and taunt "Mrs. Hudson" while calling for Xavier. Molly answers from hiding, saying she'd been out partying. The man insists, "She's legally my wife," then accuses someone of having Grandma freeze his cards. The episode ends on that accusation, leaving finances and relationships in jeopardy.