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Vivian's refusal to pay after winning a bid leaves her balance at zero and sparks fury from auction staff and Mr. Brooks, who threaten anyone who dodges payment. Vivian and her mother frantically try to send funds as staff demand immediate payment and warn of ruin. An onlooker snarls, "Every cent you send, I'll take—every cent you took from the Lawsons is coming back to me." Just as transfers stall, a system notification proclaims total assets reached five hundred million and upgrades to Level 2, unlocking a new ability, Word Snatch — leaving the debt unresolved and stakes suddenly changed.